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Key Person InsuranceAs a business owner, you work hard to stand out and be competitive in your market: and the trustworthiness of your employees is an important part of making that happen.  So when you lose one of those employees, particular through death, the impact on your business can be substantial. You can protect against that impact with Key Employee insurance.  Here at the Ewing Hines & Associates Insurance Agency in Kensington, Maryland, we can help you prepare for whatever might happen.

If your business involves a key person, especially if that person is your company’s key contact for suppliers or customers or is pivotal in the management of the business, then the loss of that person would present a major threat to the well-being of your company.

If your key person is lost by death, your company can receive a death benefit through your Key Employee insurance.  Such insurance is a variation of a life insurance policy for which your company pays premiums.  The benefit amount depends on the situation, the role the key person plays as well as his/her health and age.

Our experienced agents can help you examine the options to arrive at the one that best suits your needs.  Contact us today to discuss how we can help.


The scope of your insurance coverage and options depend entirely upon the policy and the insurance company providing it.  This website is not intended to advise, offer or bind coverage.  You should always discuss your insurance issues with professionals such as a licensed and qualified insurance agent like those at the Ewing Hines & Associates Insurance Agency before making any decisions or choosing a course of action.

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