If you are in business, you know the value of a good business / commercial insurance package designed especially to fit your industry and your company. Here at the Ewing Hines & Associates Insurance Agency in Kensington, Maryland, we will help you create that package, including the basic four coverages every business needs as well as any of many additional special coverages if you need them.
Just select any of the following coverages to learn more about it, or contact us if you are seeking something other than those listed.
Business General Liability Insurance
Business insurance is usually a bundle of coverages, custom-designed to best protect your particular type of business for the many general risks and those that might be unique to your industry, whether you are in retail, property management, contracting or some other line of business.
Businss Vehicle Insurance
Covering your business vehicles against losses is an important part of your business insurance portfolio. Many variations and options exist to assure that you have the right coverage on your vehicles for your particular operation.
Workers Compensation Insurance
Making your workplace safe is certainly one of your top priorities. Even so, accidents happen. Having Workers Compensation insurance protects your company from litigation and covers injured workers’ expenses.
Group Life Insurance Plans
In this economy, employee benefits can be a more important tool than ever for a business owner. Workers are concerned about making ends meet and at the same time protecting their financial future. Offering group life insurance to your employees and their dependents can help attract and retain good people.
Key Employee Insurance
As a business owner, you work hard to stand out and be competitive in your market; and the trustworthiness of your employees is an important part of making that happen. So when you lose one of those key employees, especially through death, the impact on your business can be substantial. You can protect against that impact with Key Employee insurance.
Business Umbrella Insurance
No matter how well you plan, accidents can still occur; and depending on the circumstances, the resultant claims against your business can far exceed your planned coverages. When this happens, it can put your entire business at risk unless you have an ‘umbrella’ for protection. Excess Liability Insurance is your answer.