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When we think of Halloween, we think of costumes, trick-or-treating and celebration – one night when the streets are filled with ghosts, goblins, superheroes and more.

If you’ve made sure to provide the best flame-retardant costume, comfortable shoes, a flashlight and the warning not to eat anything until all the candy is checked, you might feel that all is well. But actually, there are a few other considerations that you might be forgetting.

After dark on the streets of your neighborhood, there are threats to those traveling through your neighborhood as well as your children. In their article, "4 Lesser-Known Halloween Safety Tips" Erie Insurance offers some advice that will help you have an even safer Halloween experience.

Read the entire article at Erie Insurance...>

Insurance Tip for Halloween
After dark on Halloween, you could be at risk as a homeowner if an accident occurs on your property. Likewise as a driver, you'll need to be especially aware of all the pedestrians.  Before the bewitching date, you'll want to check with your insurance agent to be sure that you are fully covered and protected with the right homeowners insurance and auto insurance to meet your needs.  

The scope of your insurance coverage and options depend entirely upon the policy and the insurance company providing it.  This website is not intended to advise, offer or bind coverage.  You should always discuss your insurance issues with professionals such as a licensed and qualified insurance agent before making any decisions or choosing a course of action.  Ewing Hines 7 Associates is a full-service insurance agency offering auto insurance for your vehicle, home insurance for homeowners, renters and condo dwellers, business/commercial insurance and life insurance to all of Maryland (MD), Virginia (VA), Washington DC since 1960. Our experienced insurance agents at our office in Kensington, MD welcome your inquiries and are glad to discuss your coverage needs at any time.

 

Monday, 22 October 2018 10:01

With about 3.7 million home invasions happening each year in the United States, it is possible that burglars could well gain access to your home. One of a variety of methods that has has recently gained popularity among thieves is lock bumping.  It is not well known, although many people have heard of it due to the increased media attention and how-to online videos It involves using a bump key, which is a specially-manipulated key used to pick a lock.

You might believe that your home is locked up tight, but an burglar using a bump key can find his way inside in no more than a few seconds.

To learn how an intruder would use a bump key to enter your home and how you can avoid becoming a victim of this sort of crime, read the entire article at Erie Insurance...>

Home Insurance Tip
Should a burglary occur at your home despite your best efforts, would your homeowners insurance cover your loss?  Be sure to have a complete inventory of your belongings in a safe place including such items as photos, descriptions, serial numbers, appraisal information.  Also, be sure to check with your insurance agent who can help you to assure that you have the proper coverage in the event of such an invasion.

The scope of your insurance coverage and options depend entirely upon the policy and the insurance company providing it.  This website is not intended to advise, offer or bind coverage.  You should always discuss your insurance issues with professionals such as a licensed and qualified insurance agent before making any decisions or choosing a course of action.  Ewing Hines 7 Associates is a full-service insurance agency offering auto insurance for your vehicle, home insurance for homeowners, renters and condo dwellers, business/commercial insurance and life insurance to all of Maryland (MD), Virginia (VA), Washington DC since 1960. Our experienced insurance agents at our office in Kensington, MD welcome your inquiries and are glad to discuss your coverage needs at any time.

Wednesday, 15 August 2018 16:15

Most people will tell you that their biggest asset is their home. Of course, that’s why it’s so important to have the right homeowners insurance for it.

What is interesting is that, according to Erie Insurance, the five most common causes of homeowners claims come from Mother Nature, herself; and those top five causes of homeowners insurance claims at Erie Insurance include hail, wind, water, fire and the weight of snow and ice on a roof.

Tuesday, 12 July 2016 12:31

We all welcome the warmer temperatures and greening landscape that spring brings.  But with the arrival of spring comes the threat of severe weather. Heavy rains cause flooding.  High winds can damage the roof, siding or other exterior features of your home.  Lightening has the potential to damage your home’s electrical system and can even cause fire.  Depending upon your location, you might also be threatened by hurricanes or tornadoes.

So, as homeowners, how should we protect our home and property from the ravages of spring storms? 

The experienced insurance agents at Ewing Hines & Associates suggest the following things to do before, during and after severe storms.

Saturday, 16 April 2016 14:58

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