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Most people will tell you that their biggest asset is their home. Of course, that’s why it’s so important to have the right homeowners insurance for it.

What is interesting is that, according to Erie Insurance, the five most common causes of homeowners claims come from Mother Nature, herself; and those top five causes of homeowners insurance claims at Erie Insurance include hail, wind, water, fire and the weight of snow and ice on a roof.

Read the entire article at Erie Insurance to learn much more about each of these threats to your home and find out how you can prevent the damage they cause.

•  Hail: Even small pieces of hail can cause big damage. Learn more about hail and how insurance covers hail damage.
• Wind:  Heavy winds, tornadoes, hurricanes--wind is one of the most destructive forces on earth. Find out how you can prepare for wind-related weather events.
• Water: Whether it’s from a natural source like a lake or river or from a pipe in your wall, water has the potential to cause a lot of damage. Learn about the ways water can soak your home and how you can prevent it from happening.
• Fire: Fires have many causes. Get the top tips to protect your home from this threat. 
• Weight of ice and snow on the roof: Winter can wreak havoc on roofs. Fortunately, there are ways to protect yours.