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With the holidays fast approaching, you might be thinking about raising money so that you can afford to purchase gifts for friends and family. One way to raise the funds is by taking a second job often known as "Moonlighting"..

Just what are the benefits to having a side job? Who is likely to have one? What are the most popular side jobs?

According to a recent article from Erie Insurance, the Bureau of Labor Statistics says that nearly 6.8 million Americans work more than one job. That equates to 4.6 percent of all employed people.

Read the entire article…> to learn the who, what, and why of side jobs as well as some practical concerns if you are seeking such a job.

Insurance Tip for Moonlighting
Depending upon what sort of side job you decide to take, you might have certain risks to consider.  To be sure that you are protected, it's advisable to check with your insurance agent who can tell you whether you should have extra insurance protection.  This is particularly important if you will be an independent contractor and/or working from your home or other building that belongs to you. 

The scope of your insurance coverage and options depend entirely upon the policy and the insurance company providing it.  This website is not intended to advise, offer or bind coverage.  You should always discuss your insurance issues with professionals such as a licensed and qualified insurance agent before making any decisions or choosing a course of action.  Ewing Hines 7 Associates is a full-service insurance agency offering auto insurance for your vehicle, home insurance for homeowners, renters and condo dwellers, business/commercial insurance and life insurance to all of Maryland (MD), Virginia (VA), Washington DC since 1960. Our experienced insurance agents at our office in Kensington, MD welcome your inquiries and are glad to discuss your coverage needs at any time.



Saturday, 01 December 2018 10:36

You read about it every day.  A business is wiped out by earthquake or flood... a company loses key employees due to a shooting spree by a former employee... or a corporate data center is destroyed by fire and brings down a national network.  As a business owner, you probably sympathize but then realize that business insurance or government agencies like FEMA will be there to help.

 While business insurance benefits and government support offer financial assistance, will affected companies be able to continue doing business in the wake of such disaster?

 Would your business survive a significant disaster?  It should –  if you have an up-to-date Business Continuity Plan that includes a tested disaster recovery plan, provided all key people in your organization know how to use it. 

 What’s that?  You have such a plan?  On the shelf since 2001, you say?  In that case, you might only consider yourself safe if supply vendors, computers, employees and business processes are all exactly as they were back then. (Of course, that would likely mean that you have other business issues.)  You might ask yourself the following questions:

When was your business continuity plan (BCP) last updated?  In fact, have you designated someone to maintain it?

  • If so, how well is that working?

  • How do you know whether your BCP is “in shape“ and ready to see your business through a disaster, large or small?
Thursday, 19 May 2016 00:00