A Professional Agency with Personal Service...

Auto Insurance
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You can prevent gaps in coverage and make sure you are fully protected before you have an accident, by allowing our team of professionals to review your auto insurance policy.

Homewners Insurance
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Our team of insurance professionals offers knowledge, in-depth experience, and the expertise to select a homeowners policy that meets your needs and your budget.

Business Insurance
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Whether you’re a sole proprietor or employ hundreds, our team of insurance professionals is equipped to create a plan that fits your needs.

Life Insurance
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The right life insurance is only as good as the company and agency providing it. Leave your loved ones in a stronger position with coverage from a company you can trust.

ewing-artphoto-businessautoinsuranceCovering your business vehicles against losses is an important part of your business insurance portfolio. Many variations and options exist to assure that you have the right coverage for your vehicles for your particular operation.  Here at the Ewing Hines & Associates Insurance Agency in Kensington, Maryland, we know the guidelines and we can help you sort out the options and create a policy that perfectly fits your needs.

It is important that your commercial auto insurance policy carry the same basic coverages that you carry on your personal vehicle insurance.  They usually include:

  • Comprehensive coverage – pays for theft or damage to your car caused by something other than a collision.

  • Collision coverage – pays for damage to your business automobile during an accident.

  • Liability coverage – covers damage that you cause to someone else’s vehicle or property.

  • Personal Injury protection – pays for injuries to you and your passengers and can cover lost wages, medical payments and even funeral expenses.

  • Uninsured/Underinsured Motorist coverage – further pays when an at-fault driver’s insurance is not sufficient to cover your loss.

Even though the basic coverages are much the same as your personal auto coverages, a policy for business vehicles differs in many ways, and there are many possible variations and options, depending upon your business circumstances and needs.

For business-owned vehicles, it is important to show the name of the business on the commercial auto insurance policy as the ‘principal insured’, especially if you use the car for both business and personal transportation.  By doing so, if someone files a claim against you or you must file a claim, there will be no confusion.

With the many options and variations you have to consider for business vehicle coverage, you will find that the  experienced representatives a the Ewing Hines & Associates Insurance Agency can make the process of purchasing commercial auto insurance an easy one.  So contact us today to discuss your needs.

The scope of your insurance coverage and options depend entirely upon the policy and the insurance company providing it.  This website is not intended to advise, offer or bind coverage.  You should always discuss your insurance issues with professionals such as a licensed and qualified insurance agent like those at the Ewing Hines & Associates Insurance Agency before making any decisions or choosing a course of action.




Let the professionals at Ewing Hines & Associates help you.

eh fp round professional  We have been offering outstanding service and products to our customers for more than 55 years. 
 eh fp round money As an independent agency we can offer you some of the most affordable and competitive rates.
 eh fp round coverage We now serve about 5000 individuals and families and 500 business concerns in  MD, VA and DC.
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Affordable protection for your car.
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24/7 protection of your home.
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Protecting your family.
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Protecting your assets.