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We have certainly had our share of rain-soaked days in the mid-Atlantic region lately, and flooded waterways, roads and homes are the result.  Local flooding happens when rainwater accumulates faster than it can either be carried away or absorbed by the soil.   Once the ground becomes saturated, then prolonged rain falling over several consecutive days or intense rain falling over even a short period of time, will typically overflow rivers and streams onto the surrounding area.  Flash Flood Driving Risk When a very large amount of rainfall occurs quickly as in a downpour or a string of thunderstorms brings repeated heavy rainfall to an area, flash flooding can occur with rapid overflow making roads impassable and dangerous.  The Centers for Disease Control and Prevention warn us to “Turn Around – Don’t Drown” since over half of all flood-related drownings occur when a vehicle is driven into hazardous flood water. Driver…

Friday, 09 August 2019 15:17
Do you know how your auto insurance premium is determined?  Of course, type of coverage and amount of coverage make a big difference in the amount you pay; but you might not be aware of the many other elements that insurers must consider in order to arrive at your premium.  The relative importance and weight of these elements will vary from insurer to insurer. Some but not all of the information factored in will be out of your control.   You can probably see the need to consult with a trusted insurance agent before purchasing your Auto Insurance.  Ideally, this will be an agent who knows you and your circumstances.  This will give you the chance to ask questions and fully understand the process involved in determining how much you pay for car insurance. But first, take a look at this infographic from the Insurance Information Institute to see the…

Wednesday, 20 March 2019 10:38
Are you one of the many who makes New Year’s resolutions each year?  If you’re like most people, you usually resolve to enhance your health or your appearance, and those are admirable goals. But if you’re ready for something fresh – something that will polish your skills and keep you safe at the same time, then consider gearing this year’s resolutions around becoming a better driver. To make it a little easier for you, click on READ MORE below for some suggested resolutions to keep you safe on the road...

Saturday, 05 January 2019 12:50
With the holidays fast approaching, you might be thinking about raising money so that you can afford to purchase gifts for friends and family. One way to raise the funds is by taking a second job often known as "Moonlighting".. Just what are the benefits to having a side job? Who is likely to have one? What are the most popular side jobs? According to a recent article from Erie Insurance, the Bureau of Labor Statistics says that nearly 6.8 million Americans work more than one job. That equates to 4.6 percent of all employed people. Read the entire article…> to learn the who, what, and why of side jobs as well as some practical concerns if you are seeking such a job. Insurance Tip for MoonlightingDepending upon what sort of side job you decide to take, you might have certain risks to consider.  To be sure that you are…

Saturday, 01 December 2018 10:36
Before long temperatures will likely fall into the single digits and snow could bring our daily routine to a standstill here in Maryland, Washington DC and Virginia. It’s not only unwise but unsafe to be unprepared for weather problems this winter. Be a smart driver -- brush up on these common sense rules for safe winter driving.

Monday, 12 November 2018 10:00
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