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Do you know how your auto insurance premium is determined?  Of course, type of coverage and amount of coverage make a big difference in the amount you pay; but you might not be aware of the many other elements that insurers must consider in order to arrive at your premium.  The relative importance and weight of these elements will vary from insurer to insurer. Some but not all of the information factored in will be out of your control.   You can probably see the need to consult with a trusted insurance agent before purchasing your Auto Insurance.  Ideally, this will be an agent who knows you and your circumstances.  This will give you the chance to ask questions and fully understand the process involved in determining how much you pay for car insurance. But first, take a look at this infographic from the Insurance Information Institute to see the…

Wednesday, 20 March 2019 10:38
Are you one of the many who makes New Year’s resolutions each year?  If you’re like most people, you usually resolve to enhance your health or your appearance, and those are admirable goals. But if you’re ready for something fresh – something that will polish your skills and keep you safe at the same time, then consider gearing this year’s resolutions around becoming a better driver. To make it a little easier for you, click on READ MORE below for some suggested resolutions to keep you safe on the road...

Saturday, 05 January 2019 12:50
With the holidays fast approaching, you might be thinking about raising money so that you can afford to purchase gifts for friends and family. One way to raise the funds is by taking a second job often known as "Moonlighting".. Just what are the benefits to having a side job? Who is likely to have one? What are the most popular side jobs? According to a recent article from Erie Insurance, the Bureau of Labor Statistics says that nearly 6.8 million Americans work more than one job. That equates to 4.6 percent of all employed people. Read the entire article…> to learn the who, what, and why of side jobs as well as some practical concerns if you are seeking such a job. Insurance Tip for MoonlightingDepending upon what sort of side job you decide to take, you might have certain risks to consider.  To be sure that you are…

Saturday, 01 December 2018 10:36
Before long temperatures will likely fall into the single digits and snow could bring our daily routine to a standstill here in Maryland, Washington DC and Virginia. It’s not only unwise but unsafe to be unprepared for weather problems this winter. Be a smart driver -- brush up on these common sense rules for safe winter driving.

Monday, 12 November 2018 10:00
When we think of Halloween, we think of costumes, trick-or-treating and celebration – one night when the streets are filled with ghosts, goblins, superheroes and more. If you’ve made sure to provide the best flame-retardant costume, comfortable shoes, a flashlight and the warning not to eat anything until all the candy is checked, you might feel that all is well. But actually, there are a few other considerations that you might be forgetting. After dark on the streets of your neighborhood, there are threats to those traveling through your neighborhood as well as your children. In their article, "4 Lesser-Known Halloween Safety Tips" Erie Insurance offers some advice that will help you have an even safer Halloween experience. Read the entire article at Erie Insurance...> Insurance Tip for HalloweenAfter dark on Halloween, you could be at risk as a homeowner if an accident occurs on your property. Likewise as a…

Monday, 22 October 2018 10:01
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